Nayifat Cards

Nayifat VISA Card brings you a growing range of benefits. Say goodbye to your worries, with immediate acceptance at all VISA Card merchants & ATM machines All over the world. Live comfortably with stress-free and safe transactions 24/7, and provide SMS alerts for every transaction, giving you total control.

1- Nayifat Gold Card

The Nayifat Visa Gold Cards provide a high credit limit and enhance your purchasing power through higher spending limits and global acceptance. It has the latest safe shopping features and is accepted around the world, whether for traditional or online commerce.

2- Nayifat Rewards Card

Enjoy the purchasing power and security of Visa, along with the competitive offers, rewards, and premium service offered by Nayifat.

3- Nayifat Classic Card

Choose the Nayifat Visa Classic card (low credit limit) for convenience, reliability and global acceptance. You can charge it anytime and use it anywhere, providing you with great ability to control your expenses and subscriptions.

Airport Lounges for Visa Platinum Cardholders

Starting October 1, 2024, you must register via the Visa Airport Companion app to access the airport lounge benefits provided by your eligible Visa card.

Follow these steps to register for the app:

  • Download the Visa Airport Companion app
  • Log in with your eligible Visa card.
  • You can explore a selection of airport lounges around the world through the app.

You have 6-member visit cap at all lounges in the program. Any member visits above this entitlement and all guest visits will be charged at $32 per person per visit.

Points of sale and online purchases

Card Type

Merchant type Rewards Gold
Restaurant & Beverages 10% 10%
Medical & pharmacies 5% 5%
Grocery 3% 3%
TV and online TV subscription 2% 2%
Travel 1.5% 1.5%
Others 0.25% 0.25%

E-wallet transactions are not eligible for cashback and a monthly cap of SAR 500

Will be applicable on the total cash back for eligible cardholders.

TAKHIER Offers Program

Enjoy a world of offers and discounts with Nayifat TAKHIER program.

Required Documents to get a card

  • Customer ID (for supplementary card: dependent ID).
  • Application form.
  • National address information.
  • Declaration form for retail customer/Promissory Note.
  • Bank statement.
  • Salary certificate.

You can apply for
a NAYIFAT credit card:

  • Online, Through Portal.
  • Visiting our branches or call us.

How to Pay:

  • SADAD

Tips after getting the card