FAQs

Are NAYIFAT cards SHARIAA complaint?

  • YES, Nayifat product offerings such as (tawaruq, Murabaha, Ijarah are compliant with Shari’a principles”

How can I activate the card?

  • You can activate your card through NAYIFAT net or by calling 920035666

Where can I use NAYIFAT credit Cards?

  • You can use NAYIFAT credit cards at Point of Sales, Websites and ATMs inside or outside the Kingdom.

Can I use my NAYIFAT credit cards for online transactions?

  • Yes, you can transact online securely using any NAYIFAT credit card through 3D Secure, facilitated by VISA, which will ask you for an OTP sent to your registered mobile.

Can I issue supplementary cards for my family members?

  • Yes, you can transact online securely using any NAYIFAT credit card through 3D Secure, facilitated by VISA, which will ask you for an OTP sent to your registered mobile.

How can I settle the credit card payment?

  • You can settle the credit card payments conveniently through the Direct Debit, SADAD, and NAYIFAT branches.

Can I settle the utility bills by NAYIFAT credit cards?

  • You can settle the credit card payments conveniently through the Direct Debit, SADAD, and NAYIFAT branches.

How can I apply for an NAYIFAT credit card?

  • You can apply through:
  • Online, Through Portal
  • Visiting our branches.
  • Contact us

Can I settle the utility bills by NAYIFAT credit cards?

  • No. not available in this time.

What is the limit for cash withdrawal?

  • The cash limit is 30% of the total credit limit.

What should I do if my card is lost or stolen?

  • Whether you are inside or outside KSA, call us immediately to report the loss or theft of your missing card.