Prices of financing products
Individual financing
Individual financing
| Income | Disburse Amount | FEES + VAT | FEES 1% | Annual Percentage Rate (APR) | Intallment Amount | TENURE |
|---|---|---|---|---|---|---|
| 4,500 | 10,000 | 115 | 100 | 36.42% | 566.67 | 24 |
| 7,656 | 89,400 | 1028.1 | 894 | 32.13% | 2793.75 | 60 |
| 14,117 | 38,000 | 437 | 380 | 33.06% | 1204 | 60 |
| 21,480 | 15,000 | 172.5 | 150 | 30.08% | 454.38 | 60 |
| 25,444 | 150,000 | 1725 | 1500 | 29.80% | 4525 | 60 |
| 1985 | 35,200 | 404.8 | 352 | 14.99% | 819.87 | 60 |
| 1985 | 10,500 | 120.75 | 105 | 15.56% | 820 | 14 |
| 1985 | 10,000 | 115 | 100 | 14.99% | 232.92 | 60 |
SME Loan
SME Loan
| Product | Loan / Finance Amount | Maturity in Years | Admin Fees | Annual percentage rate (APR) | Payment Amount | Min & Max Limit of Administrative Fees |
|---|---|---|---|---|---|---|
| Monthly | 1,000,000 | 5 | 2% | 20.73% | 25,417 | 1-6% |
| Monthly | 3,000,000 | 3 | 2% | 22.20% | 109,584 | 1-6% |
| Monthly | 5,000,000 | 1 | 2% | 24.22% | 458,334 | 1-6% |
| Monthly | 500,000 | 4 | 6% | 25% | 14,942 | 1-6% |
* Condition apply for the admin fee charge according to the customer evaluation.
SME Loan
| Product | Loan / Finance Amount | Maturity in Years | Admin Fees | Annual percentage rate (APR) | Payment Amount | Min & Max Limit of Administrative Fees |
|---|---|---|---|---|---|---|
| Quarterly | 1,000,000 | 5 | 3% | 21.7% | 77,500 | 1-6% |
| Quarterly | 3,000,000 | 4 | 2% | 21.03% | 109,584 | 1-6% |
| Quarterly | 5,000,000 | 2 | 2% | 24.22% | 266,250 | 1-6% |
| Quarterly | 500,000 | 2 | 6% | 25% | 54,930 | 1-6% |
* Condition apply for the admin fee charge according to the customer evaluation.
SME Loan
| Product | Loan / Finance Amount | Maturity in Years | Admin Fees | Annual percentage rate (APR) | Payment Amount | Min & Max Limit of Administrative Fees |
|---|---|---|---|---|---|---|
| Semi annual | 1,000,000 | 5 | 2.5% | 20.64% | 155,000 | 1-6% |
| Semi annual | 3,000,000 | 3 | 4% | 21.14% | 655,000 | 1-6% |
| Semi annual | 5,000,000 | 2 | 3% | 22.48% | 1,537,500 | 1-6% |
| Semi annual | 500,000 | 2 | 6% | 24.96% | 92.125 | 1-6% |
* Condition apply for the admin fee charge according to the customer evaluation.
Credit Card Financing
Rewards Card
| Annual percentage rate (APR) Non-Saudi | Annual percentage rate (APR) for Saudi | Credit Card Purchase Rate Non-Saudi | Credit Card Purchase Rate | Minimum Repayment Amount % | Months Until Balance Repaid |
|---|---|---|---|---|---|
| 47.52% | 43.87% | 38.40% | 35.88% | 5% | 61 |
Platinum Card
| Annual percentage rate (APR) Non-Saudi | Annual percentage rate (APR) for Saudi | Credit Card Purchase Rate Non-Saudi | Credit Card Purchase Rate | Minimum Repayment Amount % | Months Until Balance Repaid |
|---|---|---|---|---|---|
| 47.52% | 43.87% | 38.40% | 35.88% | 5% | 61 |
if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due or SR 200 whichever is higher, it will take 61 months to settle the balance in full.
Cards Fees (SR)
| Card Type | Supplementary Card Fees | Supplementary Card Fees | Replacement Fees | Cash Withdrawal Fee | International Transactions Fees |
|---|---|---|---|---|---|
| Visa Platinum | 100 | 75 | 75 | 2.75% | |
| Visa Rewards | 100 | 75 | 75 | 2.75% | |
| Visa Classic (Low Limit) | 60 | 75 | 40 | 1.5% |
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No annual fee for supplementary cards up to 6 cards
The tables and prices mentioned, for example, as the prices are subject to change for some customers in the event of influencing factors such as the consumer’s credit record.
