Discover the exclusive benefits of Nayifat credit cards with special offers and a secure payment experience that fits your lifestyle
Experience exclusive rewards and benefits wherever you go
Cashback | |||||||||
|---|---|---|---|---|---|---|---|---|---|
Store category
| Platinum | Rewards | |||||||
Restaurants and cafes
| 10% | 10% | |||||||
Medical services and pharmacies | 5% | 5% | |||||||
Supermarket | 3% | 3% | |||||||
Online stores and digital services | 2% | 2% | |||||||
Travel and hotel services | 1.5% | 1.5% | |||||||
Others | 0.25% | 0.25% | |||||||
Cashback is excluded from digital wallet top-ups, and a monthly cap of 500 § will apply to the total cashback for eligible cardholders.
Effective 2 February 2026, airport lounge access eligibility for Visa credit cards will be updated in accordance with the details outlined in the table below.
To benefit from airport lounge access worldwide using your Visa card, please ensure compliance with the applicable conditions and follow the instructions provided within the Visa Airport Companion application.
Credit Cards | Benefit | Maximum Visits | Guest Visits | Lounge Access Eligibility |
|---|---|---|---|---|
Visa Platinum Credit Card | Current benefit | Not allowed | 6 visits | International spend of SAR 3.75 within one year |
Updated benefit (effective 2 February 2026) | Not allowed | 6 visits | International spend of SAR 375 within 90 days prior to lounge access |
Effective 2 February 2026, airport lounge access eligibility for Visa credit cards will be updated in accordance with the details outlined in the table below.
To benefit from airport lounge access worldwide using your Visa card, please ensure compliance with the applicable conditions and follow the instructions provided within the Visa Airport Companion application.
Your credit card unlocks exclusive rewards special offers and discounts from top brands across Saudi Arabia
Find answers to your most common questions
Immediately call the unified number 8001000088 to report your lost or stolen card, or to block it through the app.
30% of the total credit card limit.
Through Sadad payment services.
Yes, you can upon your request.
Yes you can.
You can activate your card through Nayifat’s electronic services, the Nayifat app for smart devices, or by calling the toll-free number 8001000088.
Cashback is deposited at the end of each calendar month and will appear on your account statement.
You can apply by visiting one of our branches, visiting the company’s website, calling the company’s unified number 8001000088, or via the Nayifat app for smart devices.
The eligibility criteria have been updated for Visa Platinum Credit Cards, requiring a minimum international spend prior to accessing the lounge.
Cardholders must complete an international transaction of at least § 375 within 90 days before accessing airport lounges.
Up to 6 visits per year.
Guest access is not permitted.