About Nayifat

Trusted Finance. Proven Leadership

More about us

Nayifat Finance stands among the leading licensed finance companies in Saudi Arabia, delivering innovative and Shariah-compliant solutions that empower individuals and SMEs to pursue growth with confidence. With a nationwide presence and a robust branch network, Nayifat ensures accessible, reliable, and customer-centric services. Its approach is defined by long-term partnerships built on trust, transparency, and service excellence reflecting a forward-looking vision and a commitment to sustainable growth.

Leading in Standards, Driven by Quality

Recognized through local and international certifications, Nayifat’s dedication to transparency and quality reinforces customer confidence in its financial solutions

Vision

We exist to empower financial inclusion and enable sustainable growth for individuals and business across the Kingdome.

Mission

We strive to continue our legacy as a leading financial institution by providing financing solutions that serve individuals across Saudi Arabia. This is achieved through an innovative range of Sharia-compliant products and services, including consumer finance, SME financing, and credit cards, all powered by fintech

Strategic Pillars

Sustainable Portfolio Growth

Market Share & Competitiveness

Accelerated Digital Transformation

Operational Efficiency

Financial Sustainability

Human Capital Empowerment

Innovation through Partnership

We collaborate with our partners to deliver flexible financing and digital experiences that fuel innovation and ambition.

Board of Directors

Saad Abdulmohsen Al-Humaidi
Chairman of the Board of Directors
– Independent
Abdulmohsen Mohammed Al-Saleh
Vice Chairman
– Non-executive
Bandar Mohammed Al Baiz
Board Member
– Non-executive
Ata Hamad Al Bayouk
Board Member
– Non-executive
Salman Abdulaziz bin Shahween
Board Member
– Non-executive
Yousef Ibrahim Al-Shaer
Board Member
– Independent
Turki Nasser AlQahtani
Board Member
– Non-executive
Dr. AbdulKarim Hamad AlNujaidi
Board Member
– Independent

Senior Management

Khalid AbdulAziz AlJanidel
Khalid AbdulAziz AlJanidel
DHARI HOMOD ALJARBA
MOHAMMED SAAD ALSUHAIM
TALAL SHAMROUKH ALAMANI
HUSSAIN MOHAMMED ALSHKRAH
KHALED SALAH SALEM

Sharia Committee

SHEIKH ABDULLAH BIN SULAIMAN AL MANEEA
Dr Abdulrahman Abdulaziz Alnafisah
DR MOHAMMED ALI ELGARI

Corporate Governance

Rules to lead and guide the Company that includes mechanisms to regulate the various relationships between the Board, Executive Directors, shareholders and Stakeholders, by establishing rules and procedures to facilitate the decision making process and add transparency and credibility to it with the objective of protecting the rights of shareholders and Stakeholders and achieving fairness, competitiveness and transparency on the Exchange and the business environment.

Both the Board and Management benefit from deep industry experience as well as stringent risk management policies and procedures. We have an executive management team with market-leading capabilities, extensive knowledge and long track records gained through careers in the banking sector and The Board of Directors, with its high level of experience, acts as a supervisor of a strong governance framework

Corporate Governance

Articles of Association of the Company

Conflict of interest policy and standards standards

Nayifat Company plans to expand its network of branches. We operate twenty-four (24) branches in thirteen (13) regions in the Kingdom of Saudi Arabia, with the aim of expanding in remote areas, especially those that have the purpose of this policy of regulating conflict of interest (and it is indicated referred to herein as the “policy”) is to protect the interests of Nayifat Finance Company (hereinafter referred to as the “company”) in the event that entering into a commercial transaction or arrangement would achieve personal benefit for the employee, official, manager or member of the company’s board of directors, and To provide the company with a procedure that, if followed, aims to consider the commercial transaction binding and enforceable, even in the event of a possible conflict of interest of the employee, official, manager or board member regarding the commercial operation.

Conflict of interest policy and standards standards