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The Product Tariff Guide is now updated with the new fees, effective February 20.

Financing Products Pricing

We display our product prices clearly so you can make your financial decision with confidence and peace of mind.

Financing Calculator

PERSONAL LOAN CALCULATOR

Total Amount
100,000
العملة
5,000
200,000
Salary
العملة
Current Monthly Liabilities
العملة
Sector
Tenor (Number of Months)
12
12
24
36
48
60

Principal Amount

23,244 §

Total Amount

100,000 §

Monthly Installment

12 Months

APR

44.95%

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Prices of financing products – Individual financing

Income
Disburse Amount
FEES + VAT
FEES 0.5%
Annual Percentage Rate (APR)
Installment Amount
Tenure
6,400
5,000
28.75
25
33.41
158.33
60
4,500
10,000
57.5
50
37.26
566.67
24
7,656
89,400
514.05
447
32.52
2,793.75
60
14,117
38,000
218.5
190
33.45%
1,204
60
21,480
15,000
86.25
75
30.46%
454.38
60
25,444
150,000
862.5
750
30.18%
4,525
60
1,985
35,200
202.4
176
15.28%
819.87
60
1,985
10,500
60.375
52.5
16.67%
820
14
1,985
10,000
57.5
50
15.28%
232.92
60
Income
Disburse Amount
FEES + VAT
FEES 1%
Annual Percentage Rate (APR)
Installment Amount
Tenure
4,500
10,000
115
100
36.42%
566.67
24
7,656
89,400
1,028.1
894
32.13%
2,793.75
60
14,117
38,000
437
380
33.06%
1,204
60
21,480
15,000
172.5
150
30.08%
454.38
60
25,444
150,000
1,725
1,500
29.80%
4,525
60
1,985
35,200
404.8
352
14.99%
819.87
60
1,985
10,500
120.75
105
15.56%
820
14
1,985
10,000
115
100
14.99%
232.92
60

*Administrative fees are determined according to the client’s risks.

SME Loan - Monthly

Product
Loan / Finance Amount
Maturity in Years
Admin Fees
Annual percentage rate (APR)
Payment Amount
Min & Max Limit of Administrative Fees
Monthly
1,000,000
5
2%
20.73%
25,417
1-%6
Monthly
3,000,000
3
2%
22.20%
109,584
1-%6
Monthly
5,000,000
1
2%
24.22%
458,334
1-%6
Monthly
500,000
4
6%
25%
14,942
1-%6

*Administrative fees are determined according to the client’s risks.

SME Loan - Quarterly

Product
Loan / Finance Amount
Maturity in Years
Admin Fees
Annual percentage rate (APR)
Payment Amount
Min & Max Limit of Administrative Fees
Quarterly
1,000,000
5
3%
21.7%
77,500
1-%6
Quarterly
3,000,000
4
2%
21.03%
109,584
1-%6
Quarterly
5,000,000
2
2%
24.22%
266,250
1-%6
Quarterly
500,000
2
6%
25%
54,930
1-%6

*Administrative fees are determined according to the client’s risks.

SME Loan - Semi Annual

Product
Loan / Finance Amount
Maturity in Years
Admin Fees
Annual percentage rate (APR)
Payment Amount
Min & Max Limit of Administrative Fees
Semi annual
1,000,000
5
2.5%
20.64%
155,000
1-%6
Semi annual
3,000,000
3
4%
21.14%
655,000
1-%6
Semi annual
5,000,000
2
3%
22.48%
1,537,500
1-%6
Semi annual
500,000
2
6%
24.96%
92,125
1-%6

*Administrative fees are determined according to the client’s risks.

Credit Card Financing

Nayifat Rewards Card
Annual percentage rate (APR) Non-Saudi
Annual percentage rate (APR) for Saudi
Credit Card Purchase Rate Non-Saudi
Credit Card Purchase Rate
Minimum Repayment Amount %
Months Until Balance Repaid
47.52%
43.87%
38.40%
35.88%
5%
61
Nayifat Platinum Card
Annual percentage rate (APR) Non-Saudi
Annual percentage rate (APR) for Saudi
Credit Card Purchase Rate Non-Saudi
Credit Card Purchase Rate
Minimum Repayment Amount %
Months Until Balance Repaid
47.52%
43.87%
38.40%
35.88%
5%
61

*Administrative fees are determined according to the client’s risks.

Cards Fees (§)

Card Type
Annual Fees
Supplementary Card Fees
Replacement Fees
Cash Withdrawal Fee
International Transactions Fees
Late fee
Visa Platinum
100
15
3% (Maximum 75§)
2%
50
Visa Rewards
100
15
3% (Maximum 75§)
2%
50
Visa Classic (Low Limit)
60
15
3% (Maximum 75§)
2%
50

*Administrative fees are determined according to the client’s risks.

The tables and prices mentioned, for example, as the prices are subject to change for some customers in the event of influencing factors such as the consumer’s credit record.