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The Product Tariff Guide is now updated with the new fees, effective February 20.
Personal Finance
Enjoy fast, flexible financing starting from 5,000 § with a smooth and fully digital experience
Get financing starting from 5,000 § at competitive rates and flexible repayments, fully compliant with Islamic Sharia
Smart financing solutions starting from 5,000 §
Sharia compliant financing solutions tailored to your needs
within 24 hours and immediate access to funds upon approval
Repayment periods up to 60 months with convenient payment options
Trusted and convenient financing designed around your needs
Apply via the Nayifat mobile app or Online
Receive initial approval within 24 hours
Review your application
Get the funds credited to your bank account
Income | Disburse Amount | FEES + VAT | FEES 0.5% | Annual Percentage Rate (APR) | Installment Amount | Tenure |
|---|---|---|---|---|---|---|
6,400 | 5,000 | 28.75 | 25 | 33.41 | 158.33 | 60 |
4,500 | 10,000 | 57.5 | 50 | 37.26% | 566.67 | 24 |
1,985 | 10,000 | 57.5 | 50 | 15.28% | 232.92 | 60 |
1,985 | 10,500 | 60.375 | 52.5 | 16.67% | 820 | 14 |
21,480 | 15,000 | 86.25 | 75 | 30.46% | 454.38 | 60 |
1,985 | 35,200 | 202.4 | 176 | 15.28% | 819.87 | 60 |
14,117 | 38,000 | 218.5 | 190 | 33.45% | 1,204 | 60 |
7,656 | 89,400 | 514.05 | 447 | 32.52% | 2,793.75 | 60 |
25,444 | 150,000 | 862.5 | 750 | 30.18% | 4,524 | 60 |
15,000 | 200,000 | 1,150 | 1,000 | 27.14% | 5,750 | 60 |
The figures shown are preliminary calculations and are not considered a commitment or offer from the company.
Find answers to your most common questions
Yes, the customer can get refinancing.
Yes, customers can pay off the financing early.
The repayment period can be determined based on the customer’s needs, and usually ranges from 12 months to 60 months.
You can apply by visiting one of our branches, visiting the company’s website, calling the company’s unified number 8001000088, or via the Nayifat app.