A leading financial institution built on sound governance and Sharia compliance, offering you safe and sustainable investment opportunities
Since its listing on the Saudi Exchange (Tadawul), Nayifat has sustained consistent growth founded on transparency, sound governance, and a firm commitment to Sharia compliance. Today, Nayifat stands as a strong and trusted investment platform, creating new opportunities for investors seeking sustainable growth and long-term value
Strong and sustainable financial performance
Diversified financing portfolio
Firm commitment to governance, integrity, and full transparency
Continuous innovation in financial products and solutions
Agility in meeting investor and market needs
Active adoption of fintech and digital transformation
Skilled and qualified human capital
Clear growth roadmap aligned with Saudi Vision 2030
Expanding reach through strong market presence and strategic partnerships
Board of Directors Reports
Financial Statements
Shariah Supervisory Board Reports
General Assembly
Find answers to your key inquiries
The Investor Relations Department can be contacted by calling the unified number (8001000088) on transfers (2022 – 2042) or via email: Board_Secretary@nayifat.com
Nayifat Finance Company offers Sharia-compliant financing solutions that meet the needs of individuals and small and medium-sized enterprises (SMEs), with a diverse range of products including personal financing, business financing, and credit cards. The company is committed to facilitating the customer experience through quick and simple procedures via the company’s digital channels and smart application, while offering competitive rates and flexible payment options to suit all customers. Being licensed and regulated by the Saudi Central Bank and listed on the stock market, the company guarantees the highest levels of reliability and transparency for all customers.
The company ensures its commitment to governance and transparency by fulfilling the rights of shareholders, customers, employees, and all stakeholders, strengthening relationships with them, protecting their interests, adhering to the principles of transparency and disclosure, activating the role of the Board of Directors and executive management, defining their responsibilities, and providing them with continuous training. It also ensures the existence of mechanisms to enhance the effectiveness of internal control, risk management, and compliance. The company is also committed to the provisions of the rules, regulations, and legislation issued by regulatory authorities, represented by the Saudi Central Bank and the Capital Market Authority, in addition to adopting best practices in the field of governance with the aim of enhancing the corporate culture and implementing the rules of sound management within the company.
Dividends are distributed to eligible shareholders in accordance with the company’s articles of association and the approved dividend distribution policy. Distributable dividends consist of the net income for the fiscal year, less all amounts set aside for the reserve allocated for specific purposes in the company’s articles of association or that must be set aside for reserves formed by the general assembly, plus retained earnings and distributable reserves formed from profits. The company may also distribute interim dividends to shareholders on a semi-annual or quarterly basis after fulfilling the relevant regulatory requirements.
The company’s financial statements and periodic reports can be viewed on the company’s page on the Tadawul website, as well as by browsing the website of Nayifat Finance Company.
