Credit Cards

Discover the exclusive benefits of Nayifat credit cards with special offers and a secure payment experience that fits your lifestyle

Credit Cards Designed for You

Experience exclusive rewards and benefits wherever you go

Enjoy our exclusive credit card benefit and apply now

Take advantage of our credit card benefits with up to 10% cashback.

Cashback Details

Cashback
Store category
Platinum
Rewards
Restaurants and cafes
10%
10%
Medical services and pharmacies
5%
5%
Supermarket
3%
3%
Online stores and digital services
2%
2%
Travel and hotel services
1.5%
1.5%
Others
0.25%
0.25%

Cashback is excluded from digital wallet top-ups, and a monthly cap of 500 § will apply to the total cashback for eligible cardholders.

Credit Card Issuance and Operation Rules

Credit card repayment method

Takhier Rewards Program

Your credit card unlocks exclusive rewards special offers and discounts from top brands across Saudi Arabia

خصم 15%

Sugarcoated

خصم 20%

LUSTRO

خصم 10%

Bundt Bakery

Show More About Takhier Rewards Program

Everything You Need to Know about Nayifat Credit Cards

Find answers to your most common questions

You can apply by visiting one of our branches, visiting the company’s website, calling the company’s unified number 8001000088, or via the Nayifat app for smart devices.

Cashback is deposited at the end of each calendar month and will appear on your account statement.

You can activate your card through Naifat’s electronic services, the Naifat app for smart devices, or by calling the toll-free number 8001000088.

Yes you can.

Yes, you can upon your request.

Through Sadad payment services.

30% of the total credit card limit.

Immediately call the unified number 8001000088 to report your lost or stolen card, or to block it through the app.